All cards are passed out to the players, including a dummy hand.
Regular playing cards are used, without the jokers. The game works well with 3 to 5 people, but more than that, the play doesn't get interrupted much like its supposed to by the dummy hand. We switched over to using pennies instead, because they are smaller. She made us 'chips' by cutting out round disks from bleach bottles. The cloth has something like 9 (?) different pots that can be won during the game. My great-aunt introduced our family to it when she made us a game board to play on, basically liquid embroidery on big a piece of cloth.